Our Schemes

Saving Account (Interest Rate: 3.5%)

Saving money habit will improve the quality of life and will help you to feel better and to sleep better. One will be happier knowing he/she has some money aside for unexpected expenses and look forward to achieve some of their dreams. Here Samata Nagari Sahakari Patsanstha Maryadit, Kopargaon has introduced uniquely designed "Saving Account" to inbuilt the habit of saving among people.

The 'Saving Account' is generally opened in society by salaried persons or by the persons who have a fixed regular income.

  • Per Day Interest basis
  • After completing transaction of account we give the sms to customer


Months Interest Rate(%)
12 months 8 %
12 months 1 day to 24 months 7 %
12 month(Senior Citizen) 8.25 %

Features of Saving Account
  • The main objective of saving account is to promote savings
  • There is no restriction on the number and amount of deposits
  • Withdrawals are allowed subject to certain restrictions
  • The money can be withdrawn either by cheque or withdrawal slip
  • A minimum amount has to be kept on saving account

Advantages of Saving Account
  • Saving account encourages savings habit among salary earners and others who have fixed income
  • It enables the depositor to earn income by way of interest